父母应如何为孩子的将来做打算

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Want to send your kids to university without debt? You’ll need to save £265.12 a month from the moment they're born until they reach 18.

And if you want to support them in learning to drive, you may want to put away another £11.73 a month to cover the average driving costs.

Yet half of parents don’t save a penny towards their kids’ major financial hurdles, a survey said.

What you need to save to give your child a head start

Will they graduate with debt or no debt? Let’s be clear - there’s nothing wrong with giving your kid a bit of tough love.For example, you’d have to save £51.47 every year to pay for your child’s lavish wedding at age 34.But who spends £21,000 on a wedding when they can do it for under 2 grand? When it comes to university, though, you may want to plan ahead. More than one in three parents who do save said they want the money to go towards university fees. Or you could move to Scotland, of course, where university is free.And the cold hard truth of the property market is most successful first-time buyers get help from their parents.

Grow money in a Child Trust Fund.

They can pick it when they're older.If your child was born between 2002 and 2010 they may already have a savings pot called a Child Trust Fund. It will help you to save money every day.


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